Tips for No Spend January
Most of you know by now that I’m attempting to do no spend January this month. I spoke more about my financial goals this year in my 2023 goals blog post - see that here. A lot of you asked for tips on how to spend less money each month so I’ve compiled your tips in today’s blog post! If you have any tips that weren’t included in this post, feel free to leave them in the comments!
No Spend January Tips
Stop auto saving card info
Meal planning
Make an amazon list so you can see what you still need by the end of the month
Think of a chance to reset and get creative, not a punishment
Put in cart, wait 24 hours before purchasing
Closet clean out/capsule wardrobe
leave credit card at home
Ibotta
Take yourself off email lists for stores that you like to shop at
Try to do all errands/bill paying on weekends, don’t spend during the week
Skip a week of grocery shopping, just eat what you have
Delete amazon app from your phone
Keep track/a list of what you do spend, it helps to see it written out
Keep a certain amount of cash on you each week and try to only spend that
Plan ahead what you’re going to make for dinner
Make a list of specific no buy items
Skip eating anything you didn’t make at home
Audit your subscriptions and remove 2
Delete Apple Pay
Live below your means
Do order pickups for items you need so that you aren’t tempted to buy other stuff
Don’t make any stops going to or from work
Make realistic baby steps
Create a sinking fund
Look through CC bills for recurring charges and reconsider what’s needed
Pantry/freezer challenge
Write all fixed and variable excpenses
Use cash envelopes
Only put on card what you can pay off every month
Keep a separate bank acct for long term savings and true emergencies
Frugal friends podcast
Pack your lunch daily
Call cable provider for deals
Set up monthly auto deposit into savings
Budget book
Stay out of stores
Tell someone else to keep you accountable
Dates at home or have friends over
@jordanpage on IG for tips
Highlight days in your planner that you don’t spend outside of parameter
Put phone down and read a book or do something else instead of online shopping
Try to remember what you are saving for
Try to save $200/month until December every year for xmas presents
Good luck to anyone else attempting to do no spend January this month! We’ve got this!!
